The Resilience of the Banking System in the Face of Global Economic Uncertainty
Keywords:
banking resilience, financial stability, global economic uncertainty, macroprudential policy, digital bankingAbstract
Global economic uncertainty has become a major challenge for the banking sector due to financial crises, geopolitical tensions, inflationary pressures, and rapid digital transformation in the financial industry. These conditions increase systemic risks and threaten the stability of banking systems worldwide. This study aims to analyze the development of research on banking system resilience in the face of global economic uncertainty using a Systematic Literature Review approach. The study employs a qualitative method by reviewing relevant academic publications from reputable international databases published between 2015 and 2025. The analysis was conducted using the PRISMA framework and thematic analysis to identify key research trends, dominant factors, and policy implications related to banking resilience. The findings reveal that capital adequacy, risk management, liquidity stability, and macroprudential policies are the main determinants of banking system resilience. In addition, digital transformation provides both opportunities and challenges through increased operational efficiency and emerging cyber risks. The study also finds that research trends have shifted toward digital banking resilience and financial technology integration after the COVID-19 pandemic. This study contributes to the literature by providing a comprehensive synthesis of banking resilience research and offering strategic insights for regulators and financial institutions in strengthening financial system stability under global economic uncertainty.
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