Peran E-Wallet dalam Meningkatkan Literasi Keuangan Generasi Z

Authors

  • Noni Antika Khairunnisah Akademi Bisnis Lombok Author

DOI:

https://doi.org/10.67462/94sbrc24

Keywords:

E-Wallet, Literasi Keuangan, Generasi Z, Fintech, Keuangan Digital

Abstract

Generasi Z, lahir antara pertengahan tahun 1990-an hingga awal 2010-an, tumbuh dalam era digital dan sangat familiar dengan teknologi finansial (fintech), termasuk e-wallet (dompet elektronik). Artikel ini mengkaji bagaimana e-wallet berkontribusi terhadap peningkatan literasi keuangan di kalangan Generasi Z, meliputi aspek pengetahuan, pemahaman risiko, kontrol perilaku keuangan, dan pengambilan keputusan finansial yang bijaksana. Dengan tinjauan literatur dan studi empiris terkini di Indonesia, artikel ini juga membahas tantangan dan rekomendasi kebijakan untuk memaksimalkan manfaat e-wallet dalam literasi keuangan.

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References

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Zeinab, R., Ruski, & Fadillah, N. (2024). The influence of fintech e-wallets and self-control on the consumptive behavior of Generation Z in Bangkalan: Efforts for digital financial education and literacy. Journal of Practice Learning & Educational Development, 3(2), 45–56. https://digitalpress.gaes-edu.com/index.php/jpled/article/view/472

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Published

10/24/2026

Data Availability Statement

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How to Cite

Peran E-Wallet dalam Meningkatkan Literasi Keuangan Generasi Z. (2026). Journal of Public Sector Financial Management, 2(2), 10-17. https://doi.org/10.67462/94sbrc24

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